

Thank you, John, and good morning, everyone. And with that, I will now turn the call over to Brian. Before we start, on behalf of those speaking today, I'll refer you to Slide 2 of our presentation, which contains Scotiabank's caution regarding forward-looking statements.

Following our comments, we'll be glad to take your questions.Īlso present to take questions are the following Scotiabank executives: Dan Rees from Canadian banking Glen Gowland from global wealth management Nacho Deschamps from international banking and Jake Lawrence from global banking and markets. Presenting to you this morning are Brian Porter, Scotiabank's president and chief executive officer Raj Viswanathan, our chief financial officer and Phil Thomas, our chief risk officer. My name is John McCartney, and I'm head of investor relations here at Scotiabank. Good morning, and welcome to Scotiabank's 2022 third quarter results presentation.
